State Farm offers a wide range of car insurance options. Its average rates are lower than many other insurers, and it offers good discounts for young drivers.
The company also offers a variety of add-ons, including roadside assistance and rental car reimbursement. These can be particularly helpful if your car is in the shop after an accident.
Contents
Low rates for drivers with an accident on their record
State Farm car insurance has some of the lowest rates for drivers with an accident on their record. On average, these drivers will pay about 35% less than the national average.
This is because a driver’s car insurance costs are calculated based on a number of factors. For instance, a driver’s age, credit score, desired coverage and driving history are all factored into their rate.
Younger drivers are often more expensive to insure than older drivers. This is due to the higher risk involved in driving a younger vehicle.
The good news is that State Farm offers some of the cheapest rates for young drivers in the country. The company also has a telematics program, Drive Safe & Save, which uses data from your vehicle’s OnStar system or mobile app to track your driving habits and provide discounts based on your safety levels.
In addition, State Farm has a discount for new and current drivers who complete a Steer Clear driver training refresher course and have no at-fault accidents or moving violations within the past three years. This program can be completed online or via a mobile app.
Good discounts for young drivers
The well-known auto insurance company State Farm offers a number of discounts that could help lower your premium. Some of these include safe driver programs, multi-vehicle discounts and a low mileage discount.
One of the best ways to save on your car insurance is to take advantage of discounts for young drivers. For example, State Farm offers a discount for drivers under 25 who participate in the Steer Clear safe driving program.
You can also get a low mileage discount if you drive less than the national average. Usually, this discount amounts to a couple of percent for every 500 miles that you drive less than the average.
In addition to these discounts, State Farm has a number of other options for drivers. For example, they offer a good student discount for unmarried drivers under 25 who have at least a B-average and a 25% savings for students who receive outstanding grades.
State Farm also offers a distant student discount for students who attend college at least 100 miles away from their home and leave their vehicle behind. This can be a great way to reduce your teen’s insurance rates while they’re at school.
Good customer service
State Farm is a well-known insurer with an excellent reputation for customer service. It’s also a financially sound company that has been around for a long time.
State Farm offers a variety of products and services to help customers manage their policy accounts, file claims and pay bills online or through its mobile app. It also has a network of local agents who can answer questions and provide assistance.
Like most large insurance companies, State Farm offers a variety of discounts to policyholders. These discounts can range from a discount for insuring more than one car to being accident-free or taking a defensive driving course.
In addition to these discounts, State Farm offers usage-based rates that are based on your driving habits. You can also bundle other types of insurance with your auto policy for additional savings.
Good value for money
State Farm is a popular insurer with a lot of good value for its products and services. It is well-known for its car insurance, but it also provides other perks and options like pet insurance, personal banking, investment and estate planning.
It has a high-rated mobile app, which allows policyholders to manage their accounts, monitor claims, receive ID cards and more. Its customer support is also top-notch.
Drivers can save money on their auto insurance by utilizing the Drive Safe & SaveTM program. The program uses telematics devices to track the mileage and driving habits of drivers and rewards them with discounts upon renewal.
Young drivers can also save on their auto insurance by enrolling in the Steer Clear program. Those under 25 who successfully watch videos, complete quizzes and record their driving trips on the Steer Clear app can save up to 25%.
State Farm is a great choice for drivers who want personalized service from a company with a strong reputation. It has a rating of 4.1/5 from WalletHub editors and good scores from organizations such as J.D. Power and the Better Business Bureau.
