Insurers look at a wide range of factors when determining your car insurance rates. This includes your driving record, age, vehicle type and location.
However, one of the best ways to save money on your auto insurance is to compare quotes from different companies. This process is easy to do with the help of a comparison site like The Zebra.
Admiral
As one of the UK’s largest car insurers, Admiral offers a range of insurance products. It is also a global player, with brands in the UK, Spain, Italy, France, USA, Canada, India and Mexico.
The company’s car insurance is rated five stars by Defaqto. It has a number of different policy options and features, including sat nav and personal belongings cover, windscreen cover, breakdown cover and hire car cover.
Insure more than one car with MultiCar and get a discount on every vehicle you insure. It’s a great way to save money and it allows you to add more vehicles as your family grows.
In the future, Admiral may be the first company to use social media to help set the price of your insurance. It will analyse your Facebook profile to look for driving behaviour and personality traits that are linked to safe driving.
Direct Line
Direct Line is one of the UK’s leading car insurers and offers a range of cover options to suit every driver. It also has an excellent customer service team and is often featured on TV ads.
Its motor insurance policies are underwritten by U K Insurance Limited, which is authorised and regulated by the Prudential Regulation Authority. It has over 811,000 customers and offers both comprehensive and third party car cover.
In addition to standard cover, Direct Line also has motor legal protection which provides up to PS100,000 of legal costs if your claim is successful. This is a great option for anyone who has had an accident and is looking to pursue compensation.
In addition to their car insurance policy, Direct Line also offer van, travel, pet, landlord and home insurance. They are currently the UK’s third largest motor insurance provider behind Admiral and LV.
Go Compare
Go Compare is a comparison site that helps you find the best deals on a wide range of financial products, including car insurance. It is free to use, and does not accept any advertising or sponsorships from its providers, meaning the comparisons are impartial.
GoCompare will save your details and provide quotes from multiple insurers in seconds, so you can compare them side-by-side. You can even add optional extras to your policy if you think they’ll be helpful, such as breakdown cover.
You can also get a multi-car insurance policy which covers several cars under one policy from the same company, which can save you money. However, it’s important to make sure you’re comparing like-for-like in terms of the level of cover and features you need.
The price of your car insurance can change at any time, so it’s a good idea to check it again every year or two to see if you could be getting a better deal. In addition to a cheaper premium, you’ll often get additional benefits such as a no-claims discount or a higher voluntary excess which can help reduce your overall costs.
Compare the Market
Compare the Market is a great way to see what all of your options are and what kind of coverage you want. The site has a wide selection of carriers to choose from, including independent agents and captive (or exclusive) insurers. Its comparison engine enables you to find the best policy at the most affordable price. It also includes a number of features that make shopping for car insurance a breeze.
The site’s insurance calculator lets you compare quotes side by side to see which carrier offers the lowest premium for your budget. It’s also a good place to look for discounts and freebies that could save you a bundle. The site’s nifty-looking interface makes it easy to calculate your own premiums using a few clicks of the mouse. The site also has a wealth of information about general insurance, including an interactive glossary of insurance terms and acronyms. The most interesting thing about the site is its unbiased rating of providers, which is based on the quality and value of their products.
